Privan Capital Inc. | Private Mortgage Lender in BC & Alberta

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Privan Capital Inc. provides tailored private mortgage financing for borrowers who don’t fit traditional lending guidelines. Whether you’re facing credit challenges, income complexity, or time-sensitive needs, we take a practical, common-sense approach to help you move forward.✔ Real estate–backed solutions ✔ Flexible terms with fast decisions ✔ Common-sense, case-by-case approach

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Flexible Private Mortgage Solutions When Banks Say No

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Expert advice and strategies for lenders and investors looking to maximize returns in private mortgage markets.

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Competitive refinancing options to help homeowners consolidate debt or access equity with ease and flexibility.

Refinancing Solutions

Access additional funds with second mortgage options designed to provide liquidity without disrupting your primary financing.

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Private Mortgages &amp; Home Equity FinancingPrivan Capital Inc. provides customized private mortgage solutions backed by Canadian real estate.We help borrowers across British Columbia and Alberta access quick, flexible financing for owner-occupied, rental, and investment properties when traditional banks aren’t an option.Our approach is straightforward and practical—tailoring solutions to your situation so you can move forward with confidence.

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Privan Capital Inc. provides equity-based private lending solutions for mortgage brokers and their clients. Our Deal Desk takes a common-sense, real estate–focused approach to underwriting—helping you move files forward with clear feedback and efficient execution.What We Offer<ul><li>1st, 2nd, and 3rd mortgages</li><li>Equity-focused underwriting</li><li>Flexible terms and payments</li><li>Up to 75% LTV (urban residential)</li><li>Up to 65% LTV (rural &amp; small-town)</li><li>Fast approvals and efficient funding</li></ul>Have a deal? Send us the details for review.

Privan Capital Inc. provides carefully underwritten private mortgage investments backed by Canadian real estate.We offer direct private lending opportunities designed to deliver stable returns across British Columbia and Alberta.We focus on smart, ethical lending—providing fair terms to borrowers while protecting investor capital and working to maximize yield.

Our Mortgage and Investment Services

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Flexible Mortgage Solutions You Can Rely On

Built around your goals. Backed by experience.

E&amp;O insured. All financing and investment opportunities subject to approval (OAC). Licensed mortgage services provided in Alberta and British Columbia.

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<h4>Private Mortgage Solutions When Banks Say No</h4>At Privan Capital, we help borrowers access private mortgage financing when traditional lenders aren’t an option. If your situation doesn’t fit standard bank guidelines, we take a practical, real-estate-focused approach to help you move forward.By working with our own capital and a trusted network of private lenders, we offer flexible solutions, faster decisions, and clear communication—without unnecessary complexity.<h4>Home Equity &amp; Private Mortgage Financing</h4>Access the equity in your property for the things that matter most. Whether you’re consolidating debt, responding to a bank decline, or need short-term financing, we structure private mortgage solutions built around your circumstances—not rigid formulas.✔ Home equity loans ✔ Debt consolidation ✔ Bank turn-downs and time-sensitive needs<h4>Commercial &amp; Investment Property Financing</h4>We provide private financing solutions for multi-family and commercial properties, including purchases, refinances, and equity take-outs. Our approach focuses on the underlying real estate and cash flow to create sensible lending solutions.<h4>Specialty Financing Solutions</h4>We also assist with complex scenarios that traditional lenders often decline, including: • Bridge Loans • Deposit Loans • Leasehold properties • Remediated grow-op properties • Certificate of Pending Litigation (CPL) situations • Inter-alia/Blanket Mortgages (one mortgage over multiple properties)Each application is assessed individually, with a focus on structure, equity, and real-world practicality.<h4>Let’s Talk</h4>If you’re looking for a private mortgage solution outside traditional lending guidelines, we’re here to help.Apply now or contact us to discuss your options. Discreet. Professional. Real-estate focused.

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Mortgage brokers are central to our business. At Privan Capital Inc., we focus on fair pricing, clear communication, and reliable execution—so you can be confident your clients are handled professionally.Privan Capital Inc. is a mortgage brokerage specializing in direct private lending and alternative mortgage solutions. We work with brokers to place deals that fall outside traditional and B-lending guidelines, using an equity-based, real estate–focused approach to structure practical solutions for complex or time-sensitive files.<h4>Why Place Your Next Deal with Privan Capital</h4>We’re not limited by rigid lending boxes. By combining our own capital with a trusted network of private lenders, we offer flexible underwriting and responsive decision-making to help you get deals done.What brokers can expect:<ul><li>Fast turnaround on deal reviews and commitments</li><li>Efficient funding for time-sensitive transactions</li><li>Common-sense adjudication focused on equity, structure, and exit strategy</li></ul>This approach allows us to fund deals others decline—while maintaining fair pricing and a broker-first mindset.<h4>What We Do</h4>Residential Mortgages<ul><li>First, second, and third mortgages</li><li>Equity-based approvals with flexible income and credit considerations</li><li>Bank turn-down and time-sensitive transactions</li><li>Bridge and short-term financing</li><li>Flexible payment structures, including interest-only or interest-reserve options</li><li>Terms typically up to 24 months</li></ul>Loan-to-Value Guidelines<ul><li>Up to 75% LTV – Urban residential properties</li><li>Up to 65% LTV – Small town, rural, or acreage properties</li><li>Higher LTVs considered on an exception basis</li></ul>Commercial Mortgages<ul><li>First and second mortgages on multi-family and commercial properties</li><li>Loan amounts typically up to $1,000,000</li><li>Up to 65% LTV, with exceptions considered case by case</li></ul>*All loans subject to underwriting, property type, location, and exit strategy.<h4>Partner With Privan Capital</h4>If you have a file that doesn’t fit traditional guidelines, we’re happy to review it. We value strong broker relationships, fast feedback, and practical solutions.Contact us today to discuss your next deal.

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<h4></h4>Privan Capital Inc. provides private mortgage solutions when traditional lenders aren’t an option. Our focus is on equity-based solutions and common sense lending.The firm is led by Ivan Sobko, who has over a decade of experience in private mortgage lending and investing. During that time, he has worked hands-on with borrowers, mortgage brokers, and private lenders to structure and fund real estate–backed mortgages across a wide range of situations.That experience shapes how Privan Capital operates today. Every file is reviewed individually, with a straightforward approach focused on real estate fundamentals, clear communication, and realistic outcomes.Our goal is simple: make private mortgage financing easier.Ivan Sobko, Broker OwnerPhone: (604) 200-6762

Privan Capital Inc.

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Private Lenders &amp; InvestorsAt Privan Capital Inc., we work with private lenders who participate in real estate-secured mortgage opportunities. Opportunities are structured on a deal-by-deal basis. Lenders decide whether to participate and how much to allocate. Our role is to structure the transaction and present the details clearly.Private Mortgage InvestingPrivate mortgages are loans secured by real property and funded by private capital rather than traditional banks. They are commonly used for short-term or transitional financing where flexibility and speed matter more than conventional lending guidelines.How We Work• Opportunities are reviewed based on real estate fundamentals• One or more lenders may participate in a single mortgage• Lenders choose which deals to fund• Mortgages are registered on title through legal counsel• Funds are advanced through a lawyer’s trust accountThe Privan Capital DifferenceIn many transactions, our own capital is invested alongside other lenders on the same mortgage. While not every deal is structured this way, alignment matters. When we participate as lenders, our interests are tied to the same real estate, terms, and outcomes.Lender ControlPrivate lending allows lenders to remain directly involved:• You know the property securing the loan• You understand the mortgage position and loan-to-value• You decide whether to participateCapital Structure• Mortgages may be funded personally, through a corporation, or through an eligible registered plan trustee, including RRSP, RRIF, TFSA, LIRA, and RESP (subject to trustee requirements)• Multiple lenders may participate in a single mortgage• Lender funds are not held by Privan CapitalTermsMortgage terms are set on a deal-by-deal basis. At maturity, lenders may choose to:• Receive their capital back• Renew• Reallocate into another opportunityDisclaimerThis information is provided for general informational purposes only and does not constitute an offer or solicitation to invest. All mortgage investments involve risk. Investors should obtain independent legal, tax, and financial advice prior to investing.

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Thanks for subscribing to Privan Capital Inc. updates.You’ll receive occasional emails with private lending availability, rate guidance, and deal-fit insights for mortgage brokers across British Columbia and Alberta.If you have a deal you’d like to discuss or a quick question, feel free to reply directly to any email.Privan Capital Inc.Private Mortgage LendingBritish Columbia &amp; Alberta📞 604-200-6762🌐 <a target="_blank" rel="noopener noreferrer nofollow" href="http://www.privancapital.com">www.privancapital.com</a>Unsubscribe anytime using the link in our emails.